Center-based vs family childcare
Center-based care is a licensed daycare center; family childcare is care in a provider's home for a small group. Family care is usually cheaper: nationally, median family infant care is about $6,240/year versus $7,987/year for a center (2018 medians) — a gap of roughly $1,747. Centers offer more structure and reliable hours; family care offers smaller groups and flexibility. Quality depends on the individual provider, not the setting.
Source: U.S. DOL Women's Bureau — National Database of Childcare Prices. Data as of June 2026.
National median prices: center vs family
| Age group | Center-based /yr | Family /yr |
|---|---|---|
| Infant (0–23 mo) | $7,987 | $6,240 |
| Preschool (3–5 yr) | $6,500 | $5,720 |
How they differ
| Feature | Center-based | Family (home-based) |
|---|---|---|
| Setting | Dedicated facility, multiple classrooms | Provider's own home |
| Group size | Larger, grouped by age | Smaller, often mixed-age |
| Hours | Longer, more reliable; backup staff | Depends on one provider |
| Typical cost | Higher | Lower |
| Structure | Set curriculum, more formal | More flexible, home-like |
Which costs less where you live?
The savings from family care depend on your state. See the center-vs-family price gap ranking for where the difference is largest, or any state page for both prices side by side. The calculator lets you compare center and family cost for your state and your child's age.
Frequently asked questions
What is the difference between center-based and family childcare?
Center-based care is a licensed childcare center or daycare — a dedicated facility with multiple classrooms grouped by age. Family childcare (also called home-based or FCC) is care provided in the caregiver's own home, usually for a small mixed-age group. Centers offer more structure and longer, more reliable hours; family care offers smaller groups and often lower cost.
Is center or family childcare cheaper?
Family childcare is usually cheaper. Nationally, median family (home-based) infant care is about $6,240 a year versus $7,987 for a center — a difference of roughly $1,747. The gap varies widely by state.
Which is better for my child?
Both can be high quality. Centers suit families wanting structured curricula, backup staffing and long hours; family care suits those wanting a smaller, home-like setting and more flexibility. Check licensing, staff-to-child ratios and inspection records for either option.
Last updated: 2026-06-20